No, the explanation could be as simple as your garment simply being worn out, or getting caught on something, such as a zipper, bra, belt, seat belt, or rough surface.
If the holes are near your belly, your belt buckle may be the culprit. Going beltless is an obvious solution to this problem, but it’s not always possible. You can also try adjusting the position of the belt, or even smoothing out any rough or potentially sharp edges with sandpaper.
Another thing you may not have thought about is the act of washing your clothes, at least in terms of the amount of laundry you’re trying to do at any given time.

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